PromptTech Insurance is the InsurTech and RiskTech division of PromptTech Global — combining commercial insurance expertise with technology that keeps cover current.
Most businesses buy insurance once and review it rarely. The business grows — new premises, more staff, larger contracts, new equipment — while the policy stays exactly as it was.
That gap is invisible until a claim is made. By then it is too late to close.
PromptTech Insurance was built to close it — combining the judgement of experienced brokers with technology that makes a business’s insurance position visible and current, rather than filed and forgotten.
Resilience is rarely built in a crisis. It is built in the ordinary moments before one.
Combining InsurTech and RiskTech with integrated capability services to help enterprises manage risk, strengthen resilience and achieve sustainable growth.
We are not tied to any insurer. Recommendations reflect your risk, not a placement target.
Exclusions and sub-limits explained before you buy, not discovered at claim.
The relationship continues after placement. Cover reviewed as the business changes.
When a claim happens, we act for you — not as a messenger for the insurer.
Our IRDAI broker licence application is in progress. We are not currently transacting insurance business in India and will begin operations once the licence is confirmed.
A broker acts for you, not the insurer. We assess your risk, approach multiple insurers on your behalf, compare what they offer and support you if you need to claim.
An agent represents a single insurer. A broker represents you and can approach the whole market. IRDAI licenses the two differently with distinct obligations.
Brokerage is paid by the insurer as a percentage of premium, within IRDAI limits. Our consultation and risk assessment carry no separate charge.
We intend to work across the major Indian general and life insurers. The confirmed panel will be published once our licence is approved.
Yes. We can review cover placed elsewhere and assist with claims, including on policies not bought through us.