PromptTech Insurance helps established businesses compare cover, understand their exposure and continuously monitor their insurance programme — backed by advisers who know commercial risk.
Most businesses renew the same policy each year without checking whether it still fits. We work differently — combining broking expertise with technology that keeps your cover visible and current.
Quotes across 20+ Indian insurers in one place. See what actually differs between policies — not just premium, but the exclusions, sub-limits and claim conditions that matter when you need them.
Our advisers assess your real exposure before recommending anything. Sum insured aligned to current values. Limits matched to contractual obligations. Gaps identified before they become claims.
This is where RiskTech comes in. iWallet360 keeps every policy, renewal date and coverage detail under continuous review — so cover keeps pace with the business it protects.
From standard fire and marine cargo to cyber liability and directors and officers cover — structured for businesses that have outgrown off-the-shelf policies.
A structured process built around how businesses actually make insurance decisions.
A short conversation about what you do, what you own and what you are contractually exposed to.
Our advisers map your risk profile and identify where cover is needed — and where existing cover falls short.
Quotes from multiple insurers, presented side by side with the differences explained in plain terms.
Policy issued and tracked in iWallet360. Renewals flagged early. Cover reviewed as the business changes.
InsurTech made insurance easier to buy. RiskTech is what comes next — using technology to understand, monitor and manage risk continuously, rather than revisiting it once a year at renewal.
iWallet360 is how we deliver that. Every policy, renewal date and coverage detail in one place, under continuous review.
We work across the market so you do not have to approach insurers one by one.
Insurer panel subject to confirmation on licence approval.
A broker acts for you rather than the insurer. We assess your risk, approach multiple insurers on your behalf, compare what they offer and support you through any claim.
Buying direct gives you one insurer’s view and one price. A broker compares across the market and structures cover around your actual exposure rather than fitting you to a standard product.
No. Brokerage is paid by the insurer from the premium, within IRDAI limits. Our consultation and risk assessment carry no separate charge.
Our IRDAI broker licence application is in progress. We are not currently transacting insurance business in India and will begin operations once the licence is confirmed.
InsurTech focuses on making insurance easier to buy. RiskTech focuses on understanding and monitoring risk continuously — which is what happens after the policy is issued.
Yes. We can review existing cover placed through other brokers or direct, and assist with claims on those policies.